Financing and Payment Options

Restorative and Cosmetic dentistry are excellent investments in an individual’s overall health. We are sensitive to the different needs and wants of each patient so we offer multiple payment plans.

We want our patients to feel comfortable and to understand up-front the costs of their treatment. Our staff will work and plan your treatment in a way that is affordable and manageable. This allows you to enter treatment worry-free, focused on achieving an optimal outcome.

In conclusion, it is our hope that no patient will have to defer the treatment they need and want because of financial concerns. We firmly believe that financial considerations should NOT be an obstacle in obtaining treatment. Above all, financial discussions and arrangements are kept strictly confidential.

We currently accept the following payment methods:

  • Cash
  • Check
  • Visa
  • Mastercard
  • Discover
  • American Express

Insurance Accepted

Our office will gladly work with most insurance companies to help our patients get the maximum benefit available from their company. Most dental plans do not cover 100% of the cost of treatment. Because of this, we ask our patients to pay their deductible and estimated percentage on the day service is rendered. We will estimate this cost as closely as possible. If you are covered by a dental insurance plan, we will gladly do a benefits check. We can file your insurance forms for you with a request to have the benefits assigned to the office.

Flower Mound Dental Membership Care Plan

No insurance? No problem, Dr. Wyatt and Flower Mound Dental has you covered. It is convenient and easy to join our dental membership care plan. Benefits start immediately!

NO Waiting Periods

NO Deductibles

NO Annual Maximums

NO Denial of Claims

NO Pre Approvals Necessary

Say YES to our Dental Care Plan! We have multiple care plans available to meet the needs of every family. Please visit our CloudPlans page to learn more!

Dr. Wyatt & Flower Mound Dental Care Membership Plan

Outside financing options available

As a part of our mission, we want to provide you with excellent dental care regardless of where your financial status lies. We have several different finance companies to choose from that offer payment plans with flexible payment terms.  Cherry and CareCredit are two of the many options that we can provide.

Cherry enables you to get your treatment now and pay later. Cherry helps patients pay for their treatments by choosing from a number of more manageable monthly payment plans, ranging from three to twenty-four months. Patients can apply quickly and conveniently themselves online from their own device and pick the plan that works for them. The application only requires a valid state ID and a phone number and later a debit card to make the monthly payments. An application can be filled out ahead of time or with your medical provider at the time of your purchase. Cherry has no hard credit check and has a high approval rate and offers some plans with 0% APR and flexible payment options, making medical treatments more accessible to more people. Let us know if you will be paying for your treatment with Cherry, and we would be happy to help you through the process.

Cherry Patient application link

CareCredit for dental procedures—CareCredit is the credit card exclusively for healthcare services. With no up-front costs and no pre-payment penalties, CareCredit lets you pay over time and frees up cash and credit cards for the other things. They have low monthly payment plans for procedures not commonly covered by insurance. CareCredit also offers 12 months interest free financing for qualified persons.

Everything You Need to Know About Insurance

Do you accept dental insurance?

Yes! We accept most major dental insurance plans. Our team can help you understand your coverage and maximize your benefits.

How does insurance work?

Dental insurance works a bit differently from medical insurance, focusing more on preventive care. While every dental insurance is unique, your coverage will likely cover the following. 

  •       100% preventive care, including dental exams, cleanings, and X-rays
  •       80% for basic procedures such as fillings and simple extractions 
  •       50% for major restorative care, such as crowns and orthodontics 

Cosmetic dentistry services are not covered because they are considered elective. We’ll always discuss options, costs, and coverage upfront so you can make informed decisions.

Is your dental care limited to insurance coverage?

Not at all. Our goal is to help you achieve optimal oral health and overall well-being. We take a comprehensive approach to your care, which means that your insurance may not cover some recommended procedures. However, these treatments are designed to provide long-term benefits, prevent future problems, and maintain the health of your smile. Our focus is on giving you the treatment you need, not just what your plan covers.

How does an in-house membership plan make dental care affordable?

Our membership plan is perfect for patients without insurance, including retirees, self-employed individuals, and freelancers. For a low annual fee, you get preventive care, exams, cleanings, and exclusive discounts on non-standard treatments. Think of our in-house membership plan as your Netflix subscription, but for your dental care.

I have dental insurance—can I join a dental savings plan?

No! Our dental savings plan is designed for patients who do not have dental insurance. You can’t combine it with insurance. Additionally, the membership isn’t transferable even to a close family member. Also, benefits expire at the end of the membership period and can’t be rolled over to the following year. 

Our membership plan provides you with the peace of mind of insurance, but without the hassle. It keeps your care simple and stress-free with benefits like:

  •       No deductibles
  •       No yearly maximums
  •       No complicated paperwork
  •       No waiting periods
  •       No exclusions

How do I join a dental savings plan?

Joining is easy. Call our office or ask at your next appointment. We’ll explain the benefits, fees, and how it works. Once enrolled, you can begin using the plan immediately.

How does dental financing work?

Dental financing enables you to enjoy dental care today and pay over time. Instead of paying for your treatment upfront, it allows you to spread the costs into manageable monthly payments with zero to low interest. In our office, you apply through CareCredit or Cherry, and approval usually takes only a few minutes. Once approved, you can choose a payment plan that fits your budget. It’s a straightforward way to begin treatment immediately without delaying care due to cost.

Can I use dental financing for cosmetic dentistry?

Absolutely. Financing isn’t limited to preventive or restorative care. You can use it for cosmetic treatments like veneers, teeth whitening, or smile makeovers. This makes it easier to achieve the smile you’ve always wanted, as cosmetic procedures are typically not covered by insurance.

Where can I get affordable dental services in Flower Mound, TX?

A healthy, confident smile is something we all love, but cost can sometimes hold us back. Fortunately, you don’t have to postpone much-needed care due to financial concerns. Call Flower Mound Dental at (972) 351-8555 and explore our affordable payment options. Our team works with you to find the best solution for your smile and your budget.